Earn points on rent
Earn points on every rent payment, boost your credit with free rent reporting, and access exclusive monthly Rent Day™ benefits.
Neighborhood benefits
Earn points and access special benefits in your neighborhood at local restaurants, fitness studios, on rideshare, and more.
Rewarding travel
Earn and redeem points for thousands of flights, hotels, car rentals, activities and more across your favorite travel brands.
Most valuable point
Ranked the highest-value point currency by top publications, the Bilt Point unlocks a whole new world of rewards.
Earn points on rent, at any home
Use your existing cards
Link your cards in the Bilt app to start earning points on rent
Learn more about the Bilt Mastercard®
Earn points on rent with no transaction fee with the Bilt Mastercard¹
Learn more
Get benefits around your neighborhood
Restaurants
Earn points & access exclusive benefits at Bilt Neighborhood Dining restaurants
Fitness
Earn rewards, get complimentary add-ons, and book classes with our fitness partners
Lyft Rideshare
Earn 2X points on Lyft rideshare when you link your Bilt & Lyft accounts
Get rewarded on travel
Earn Bilt Points on travel bookings through Bilt’s Travel Portal
Use your Bilt Points to book travel with your favorite hotel points and airlines miles with our large network of travel partners
What are Bilt Points worth?
Explore example redemptions to what the most valuable point currency is worth.
FAQ
Read the Bilt World Elite Mastercard® Credit Card Agreement, Bilt World Elite Mastercard® Credit Card Guide to Benefits, and the Bilt World Elite Mastercard® Credit Card Terms and Conditions to learn more.
Credit card is subject to credit qualification.
Bilt World Elite Mastercard is issued and administered by Wells Fargo Bank N.A., pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.
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Bilt Payments LLC (NMLS ID 2527740)
1. Bilt Mastercard® earning structure
When you make at least 5 transactions in a statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases (purchases minus returns /credits) for that statement period. Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App or Website with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Rent payments can only be made to one rental property per month. Travel: 2 rewards points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant Code for Mastercard is classified as airlines, hotels, motels, resorts, cruise lines, and car rental agencies. Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose Merchant Code for Mastercard is classified as eating places and restaurants, drinking places, bakeries, or fast food restaurants. Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other qualifying net purchases. If you do not make at least 5 transactions in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App or Website. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, Balance Transfers, SUPERCHECKS™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, and casino gaming do not earn points. Refer to the Bilt World Elite Mastercard® Credit Card Rewards Program Agreement Terms and Conditions for details.