Get rewarded on rent. And in your everyday life.

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Rewards & Benefit Terms

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Bilt Mastercard®

Bilt Mastercard®

Get rewarded on rent. And everything else.

Get rewarded on rent. And everything else.

Earn points on rent at any home, without the transaction fee. Plus best-in-class rewards on dining, travel, and everyday spend.
Earn points on rent at any home, without the transaction fee. Plus best-in-class rewards on dining, travel, and everyday spend.

Apply now

Apply now

Important Credit Terms

‡

‡

|

Rewards & Benefit Terms

1

1

No annual fee

$0 annual fee card.

Up to 100,000 points per year.

Rent benefits

1X points on rent,
without the transaction fee.

Up to 100,000 points per year.

Everyday benefits

3X points on dining, 2X points on travel, and 1X on your other spend.

Terms apply. Use the Bilt Card 5 times per statement period to earn points.

Rent Day exclusive benefits

Double points on the 1st of the month, excluding rent.

Up to 1,000 Bonus Points each month.

Best No-Annual-Fee Travel Card
Nerdwallet

Best No-Annual-Fee Card
TPG, Readers' Choice

Wherever you pay

Pay your rent with Bilt, no matter where you live

The Bilt Mastercard is the only card that lets you earn points on rent, with no transaction fee. Pay in your online rent portal, by check, or Venmo—at any home.

Benefits, wherever you are

Make your world even more rewarding, with the Bilt Mastercard®.

At home

Earn 1X points on rent without the transaction fee — up to 100,000 points per year

Enjoy exclusive benefits on the 1st of every month with Rent Day™

Redeem points toward future rent payments or a down payment

In your neighborhood

Earn 5X+ points at Neighborhood Dining restaurants and 3X points on your other dining spend

Earn up to 5X points on Lyft Rideshare

Earn 4X points at Bilt Neighborhood Fitness studios

When you travel

Earn 2X points on flights and hotel stays

Redeem points on the Bilt Travel Portal for even more value on travel

No foreign transaction fee while traveling

All Bilt Mastercard benefits

Travel benefits

  • Earn 2X on flights, hotels, rental cars, cruises

  • Earn 4X on flights, hotels, rental cars, cruises booked on the 1st of the month (up to 1000 bonus points per month)

  • Transfer 1:1 to some of the world’s top airline and hotel loyalty programs

  • Earn 2X on Blade purchases 

  • No foreign currency conversion fee

  • Trip cancellation & interruption protection ²

  • Trip delay reimbursement ³

  • Auto rental collision damage waiver ⁴

  • Lyft credits

Travel benefits

  • Earn 2X on flights, hotels, rental cars, cruises

  • Earn 4X on flights, hotels, rental cars, cruises booked on the 1st of the month (up to 1000 bonus points per month)

  • Transfer 1:1 to some of the world’s top airline and hotel loyalty programs

  • Earn 2X on Blade purchases 

  • No foreign currency conversion fee

  • Trip cancellation & interruption protection ²

  • Trip delay reimbursement ³

  • Auto rental collision damage waiver ⁴

  • Lyft credits

Dining benefits

  • Earn 3X at restaurants

  • Earn 6X on flights, hotels, rental cars, cruises booked on the 1st of the month (up to 1000 bonus points per month)

  • Earn up to 10X bonus points at Bilt Neighborhood Dining restaurants

Dining benefits

  • Earn 3X at restaurants

  • Earn 6X on flights, hotels, rental cars, cruises booked on the 1st of the month (up to 1000 bonus points per month)

  • Earn up to 10X bonus points at Bilt Neighborhood Dining restaurants

Elite status benefits

  • Use the Bilt Mastercard® to earn status quicker with Fast Track™ spend

  • Priority access to Rent Day experiences 

  • Premium level Rent Day transfer bonuses

  • Access to BLADE lounges in NYC

  • A complimentary BLADE credit as a Platinum Member

  • Get access to our Platinum Member Specialist Support

Elite status benefits

  • Use the Bilt Mastercard® to earn status quicker with Fast Track™ spend

  • Priority access to Rent Day experiences 

  • Premium level Rent Day transfer bonuses

  • Access to BLADE lounges in NYC

  • A complimentary BLADE credit as a Platinum Member

  • Get access to our Platinum Member Specialist Support

Redeem points with Bilt Rewards

Earn the most valuable points and redeem for rewards across a range of categories and partners.

Travel

Book flights, hotels, or experiences with world-class partners.

Rent & down payment

First program in the world that lets you use points toward next month's rent or a down payment.

Shopping

Check out with points on Amazon.com.

Fitness

Book classes with any of our neighborhood fitness studios, starting at 3000 points.

Redeem points with Bilt Rewards

Earn the most valuable points and redeem for rewards across a range of categories and partners.

Cellular Telephone Protection¹

Instant Credit Line, Upon Approval

Purchase Security

No Foreign Currency Conversion Fee

FAQ

My building charges a fee to use a credit card for rent

The Bilt Mastercard® allows you to earn points on rent with no transaction fee.Once your account is created, you’ll be assigned a Rent Rewards Account. This will be your unique routing and account number that you’ll add to your property’s payment portal. You can also pay rent via check, just head to the ‘Pay Rent’ tab in the Bilt App.

My building charges a fee to use a credit card for rent

The Bilt Mastercard® allows you to earn points on rent with no transaction fee.Once your account is created, you’ll be assigned a Rent Rewards Account. This will be your unique routing and account number that you’ll add to your property’s payment portal. You can also pay rent via check, just head to the ‘Pay Rent’ tab in the Bilt App.

My landlord doesn't accept credit card payments for rent

Once you have the Bilt Mastercard®, you will be able to pay rent via payment portal or check. Once your account is created, you’ll be assigned a Rent Rewards account. This will be your unique routing and account number. Just head to the Pay Rent tab in the Bilt App.

My landlord doesn't accept credit card payments for rent

Once you have the Bilt Mastercard®, you will be able to pay rent via payment portal or check. Once your account is created, you’ll be assigned a Rent Rewards account. This will be your unique routing and account number. Just head to the Pay Rent tab in the Bilt App.

What if I pay rent via check?

If you pay rent to your landlord via check, you can use the Bilt Mastercard® to earn points on rent. Bilt will send a check on your behalf. Just head to the Pay Rent tab in the Bilt App.

What if I pay rent via check?

If you pay rent to your landlord via check, you can use the Bilt Mastercard® to earn points on rent. Bilt will send a check on your behalf. Just head to the Pay Rent tab in the Bilt App.

Do you offer sign-up bonuses?

The Bilt Mastercard® does not have a sign-up bonus. As a no-annual-fee card and the only card that allows you to earn points on rent with no transaction fee, Bilt is focused on providing value every month, not just when you sign up. If your rent is $1500 per month, you’ll earn 1500 Bilt Points every month and 18,000 points a year just from rent.* *Use the card 5 times per statement period to earn points.

Do you offer sign-up bonuses?

The Bilt Mastercard® does not have a sign-up bonus. As a no-annual-fee card and the only card that allows you to earn points on rent with no transaction fee, Bilt is focused on providing value every month, not just when you sign up. If your rent is $1500 per month, you’ll earn 1500 Bilt Points every month and 18,000 points a year just from rent.* *Use the card 5 times per statement period to earn points.

What if don’t want to put my rent on a credit card?

With the Bilt Mastercard, you can use BiltProtect to pay rent without using your available credit and still earn points. When BiltProtect is on, we connect to your bank account and pull funds directly to pay off rent charges on your card statement (similar to a debit card). That way you can earn points on rent without using up your credit.

What if don’t want to put my rent on a credit card?

With the Bilt Mastercard, you can use BiltProtect to pay rent without using your available credit and still earn points. When BiltProtect is on, we connect to your bank account and pull funds directly to pay off rent charges on your card statement (similar to a debit card). That way you can earn points on rent without using up your credit.

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Bilt World Elite Mastercard is issued and administered by Wells Fargo Bank N.A, pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.

© 2024 Bilt Rewards. All rights reserved.

Bilt Payments LLC (NMLS ID 2527740)

Terms & Conditions

Terms of use

Privacy Center

Help Center

App

Contact Us

Careers

Bilt for Real Estate Partners

Newsroom

Privacy Settings

Bilt World Elite Mastercard is issued and administered by Wells Fargo Bank N.A, pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.

© 2024 Bilt Rewards. All rights reserved.

Bilt Payments LLC (NMLS ID 2527740)